Now earn triple rewards points when you use your Metrobank Credit Card now at Rustan's Department Stores and Store Specialists, Inc.
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This is another great offer to all Metrobank Cardholders when you use your card. For every Php20 spend on retail and/or 0% installment purchases made at any participating stores, you will be entitled to earn 3 rewards points.
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To qualify for the special promo for the Triple Rewards Points program, cardholders must present their Metrobank Credit Card when paying at the cashier and must be swiped at a Metrobank POS card terminal.
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Cardholders who have successfully enrolled in the "Rewards in the Double" program will only earn 3 Rewards Points for purchases made at Rustan's Department Sotres and SSI Boutiques.
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The rewards points will appear on the cardholder's next monthly billing statement provided that cardholder has qualified for the rewards points incentive.
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So what are you waiting for, avail the promo now!
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Please see brochures or visit Metrobank Website for more information.

Well I just wanna share with you my experience when I avail of a Personal Loan from Citibank Philippines Makati Branch.
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It was good to know that Citibank has its one-day process personal loan. It means when you apply today, you will also be informed if your loanable applications is approved or not.
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It is very important for us consumer specially those people who need an instant money, let say to finance their children's tuition fee, to buy cell phones, appliances and jewerly, that on the same day, we will know if we can get an instant cash or not.
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Compare with other local banks, Citibank has the fastest service in offering a personal cash loan. In other banks, it will took almost a week or even a month before the approval of your application. In that sense, what if you do not need it already during the time of approval.
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Requirements in applying for a Citibank Personal Loan includes two valid government ID's, your W2 or Income Tax Return and latest audited financial statements of your business as a supporting document to proove your capacity to pay the bank.
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You will be given an additional points to consider if you have any credit card from Citibank. But make sure that you has a very good history of payments and no past dues from the last one year. In that case, your application will be easily approved as fast as they can.
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So why dont you try to avail their Personal Loan Facility now. Go to the nearest Citibank branch and apply now!
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A Mortgage Loan, according to Wikipedia is a type of loan that is being secured by real property in which you need to use a legal document to evidence the existence of the loan and any hindrances of that particular realty through the granting of a mortgage to secure the loan.
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Example of a mortgage loan is when a buyer of a house and lot or builder obtain a financing loan either to purchase or secure the said property from a financial institution or a bank.
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If you are availing of a mortgage loan, you should be particular with the size of the loan, maturity dates, interest rate, methods of payments and other characteristics like if you can make a partial repayment between the periods of your loan.
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Before being granted of such loan from a bank, a serries of background checking is to be conducted against the borrower to check his/her credit history, legal documents, employment status and history, capacity to pay, credit cards and other debt dues. If the borrower doesn't pass the requirement, definitely, he/she will not be granted for a mortgage loan.
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Mode of payments for a mortgage loan is the same also with personal bank loan or other types of loan like car loan and housing loan. It involves payment of principal and interest. To come up with your monthly amortization, the prevailing rates was being computed against your principal loanable amount against the terms or period to come up with the interest. This interest shall be added to your monthly principal due that usually take from 15 up to 30 years.
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For a first time home buyer, the easiest way to apply for a mortgage loan is thru online. There are some commercials that encourge buyer to apply online thru their official websites. You can check the websites of GE Money Bank and PNB for their extension of mortgage loan facility.
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You really have plenty of time to copare the rate and terms to find the best bank that offer the best mortgage loan facility. With that step you can secure financing your home with the lowest possible rates. And you even save more money in the future.
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Here are the simple steps to consider in applying for a Mortgage Loan:
1. Select Your Term
In order for you to be more flexible in paying your monthly amortization dues.
2.Research Your Lender
Know their bakground and their capabilities of granting you the said loan
3. Apply Online
This is the easiest and convenient way of applying for a Mortgage Loan. Even you haven't found the right house to buy, you can earlier apply for a pre-approved for the financing matters. In that way you can assure that there is a standby lender who is now ready to lend you money as soon as you get your house.

Bank of the Philippine Island (BPI) Credit Cards is giving away a free Italianni’s Big Lunch for shopping anywhere and spending the BPI Gold MasterCard for a minimum of Php3,000.00

This promo is open to all existing BPI Express Credit Gold MasterCard for the period of July 1 up to September 30, 2009. For a minimum single-receipt of Php3,000.00 purchase in any store of cash advance transaction.

The redemption of Italianni’s Big Lunch is valid for dine-in only, from 11am to 3pm. Per charge slip. You can avail for one order only. It cannot be exchange to money or cash.

So what are you waiting for, spend now and use BPI Gold Mastercard and have a great lunch at Italianni’s.

RCBC Launches Cash Card

Posted by admin | 10:52 AM | | 0 comments »

Rizal Commercial Banking Corp. (RCBC) introduces free MyWallet Cash Card to its customers. It is basically a cash card that lets customers do transactions like a normal ATM does like withdrawals, cashless shopping, balance inquiry and bills payment. without keeping a monthly maintaining balance. RCBC allows it also for payroll purposes usage.
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The new RCBC MyWallet is a Pre-paid Stored Value Card, which is also called an “electronic wallet” as an alternative to a regular ATM accounts. You may also use the MyWallet in all RCBC ATM’s, Bancnet Channels and branch counters.
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Now what are you waiting for, visit the nearest RCBC branch and get MyWallet cas card now.
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For more information regarding this bank product, you may visit RCBC’s website or call their hotlines at 894-9577 or email them at customercontact@rcbc.com
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Here is the latest promo from Metrobank Credit Card. Get a Free Nokia Phone when you shop using the exclusive credit card.
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Metrobank Credit cardholders shall now be entitled to a free Nokia N1209 mobile phone when they shop for a minimum single-receipt installment purchase of P25,000.00 or add P800.00 on a minimum single-receipt installment purchase of P15,000.00 to P24,999.00.
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The phone will be delivered to the cardholder via courier within 14 days from the date of purchase. This is not convertible to cash and cannot be exchanged for other items.
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This promo is valid only from May 15 up to July 12, 2009. So what are you waiting for? Shop now and get this latest freebies and extravagant promo from Metrobank Credit Cards.
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To look for more informations and details regarding this promo, you may see the official website of Metrobank Credit Cards.

SWIFT Code refers to the unique 8-11 alphanumeric characters that serve as the bank identifier ID which is use in transferring money to bank account worldwide. Swift Code powered by SWIFT (Society for Worldwide Interbank Financial Telecommunication). It is also known as BIC (Bank Identifier Code) in some local banks in the country.
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Whenever you want to send money to your love ones in the Philippines or Abroad vice versa, you will be requiring to fill up the SWIFT code in money remittance application through wire transfer. Bank Tellers will not accept your application if you cannot provide the correct SWIFT Code of the your beneficiary’s bank.
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Each bank is assigned with only one (1) 8 character SWIFT code. Then three numbers were added to their SWIFT code to assign it to their branches and representative offices.
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As per my experience, being a former remittance employee in a large bank in Makati, I found out that some customers were not able to provide the correct SWIFT code, thus causing their money to be returned and not being successfully delivered to their beneficiary.
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Since these codes are very important to know in order for you to send wire money transfer I hereby list the updated Philippine Bank SWIFT Codes Directory for your guidance.
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Allied Banking Corporation – ABCMPHMM
Banco de Oro Universal Bank – BNORPHMM
Bank of China Manila Branch – BKCHPHMM
Bank of Commerce – PABIPHMM
Bank of the Philippine Islands – BOPIPHMM
China Banking Corporation – CHBKPHMM
Development Bank of the Phil. – DBPHPHMM
East West Banking Corporation – EWBCPHMM
Hong Kong and Shanghai Bank – HSBCPHMM
International Comm Bank of China – ICBCPHMM
Land Bank of the Philippines – TLBPPHMM
Maybank Philippines Incorporated – MBBEPHMM
Metropolitan Bank & Trust Co. – MBTCPHMM
Philippine Bank of Communications - CPHIPHMM
Philippine National Bank – PNBMPHMM
Philippine Veterans Bank – PHVBPHMM
Philtrust Bank – PHTBPHMM
Rizal Commercial Banking Corp – RCBCPHMM
Security Bank and Trust Corp – SETCPHMM
Standard Chartered Bank – SCBLPHMM
Union Bank of the Philippines – UBPHPHMM
United Coconut Planters Bank – UCPBPHMM
United Overseas Bank Philippines – UOVBPHMM